Payment Options & Customer Assistance


We have several ways to help with your bill


Please use Manage My Account (MMA) or call us at (210) 353-2222 to set up a payment plan. 

  • Standard Payments - Customers can request a late fee waiver when making a payment.
  • Installment Plan - Customers can request that the full amount due be broken into installments and added to future bills, in addition to the then-current amount due. 
  • Extension - Customers can request to pay their past due balance at a later date.
  • Budget Payment Plan - Customers are billed a fixed amount monthly, which is based on their previous year's energy charges. This makes it easy to budget energy dollars for the year.
  • Modified Budget Payment Plan - Customers with a Budget Payment Plan can request that a past due amount be broken into installments and added to the monthly Budget Payment Plan payment.

CPS Energy has a variety of money-saving and general assistance programs designed to help qualifying customers. Some of CPS Energy’s assistance programs include:

  • Affordability Discount Program - Customers may be eligible for a $18.36 discount on their monthly gas/electric combined service charge or $13.48 on their monthly electric service charge. 
  • Residential Energy Assistance Partnership (REAP) - Customers who qualify receive energy bill assistance up to two times annually. Learn more about how to apply here. This program is a partnership of the City of San Antonio, Bexar County and CPS Energy. CPS Energy contributes $1 million or more per year to the REAP fund. 
  • Senior Citizen Billing Program - Senior customers are allowed additional time to pay the net amount of energy bills.
  • Senior Citizen Late Fee Waiver - Qualifying seniors over 60 years old can sign up to have their late charges waived.
  • Disabled Citizens Billing Program - Disabled customers on Supplemental Security Income are allowed additional time to pay the net amount of their energy bills.
  • Learn More about our Assistance & Billing Programs

Although we resumed normal disconnection processes, we want to help customers avoid disconnection. Customers who are on a payment plan and making their payments won't be disconnected.  Our policy is not to disconnect services during a National Weather Service Heat Advisory for our service area, or the 48 hours following a Heat Advisory.

Past due customers are eligible for disconnection anytime between 42 to 64 days after their bill is issued. See the phased in approach of resuming disconnects for nonpayment of past due bills below. 

For more information on resuming normal operations please visit our Newsroom

If you are experiencing financial hardship and need payment assistance, we urge you to call us at (210) 353-2222 to set up a payment plan. Our energy experts can talk you through our payment plan options and assist you with a strategy to catch up on missed payments and bring your account current if you are behind. stake us casino reviewWe can also help you determine if you qualify for Assistance Programs that are available to supplement utility bill payments for qualified participants.

If you haven't done so already, sign up for Manage My Account (MMA).

Remember we will NEVER call you and demand payment or threaten disconnection – but scammers will. So don’t be fooled by them.  Learn more about Scammers.


Affordability Discount Program (ADP)

Our Affordability Discount Program (ADP) helps low-income customers with a monthly discount on electricity and gas services.

Need help paying your utility bill and other bills? Learn more about Community Assistance Programs. in San Antonio & Bexar County.

Senior Citizen Billing Program

Our Senior Citizen Billing Program allows customers additional time to pay the net amount of energy bills.

CPS Energy Assistance & Billing Program

Learn more about the CPS Energy Assistance & Billing Programs. We have solutions to our community's needs.

CPS Energy Critical Care Program

If you or a dependent living at home must use electrically operated medical equipment, the CPS Energy Critical Care Program gives you additional time to pay your bills.


REAP helps families in need pay their utility bills throughout the year and educates them on energy-saving conservation measures to help them save money.

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Learn more about all the different ways you free spinscan pay your CPS Energy Bill.

Learn more about about your CPS Energy Bill.

Learn more about about your CPS Energy Bill.